Abstract
The research conducted an in-depth analysis of the financial attitudes and spending habits of 55 Senior High School (SHS) teachers at Tacurong National High School (TNHS) using a quantitative research design and descriptive correlational technique. The study questionnaire was adapted and contextualized. Mean, Pearson Moment Correlation, and Multiple Regression Analysis were used to examine the collected data. The results revealed high levels of retention-time (saving) and anxiety, a low level of power prestige, and a moderate level of distrust frugality in the financial attitude domains. Meanwhile, the spending habits domains showed a moderate level of diversity and overspending and a high level of loyalty. The study result showed a low positive correlation between financial attitudes and spending habits. However, no single domain of financial attitudes was found to significantly influence spending habits. The findings of this study bear significant implications for Sustainable Development Goal number one: No Poverty, as understanding the financial attitudes and spending habits of educators can aid in developing targeted interventions to enhance financial literacy, promote sustainable economic behaviors, and contribute to poverty reduction efforts.
