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Research Article

E-money and the Reasons Why Young Consumers Prefer this Technology

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Rujonel F. Cariaga , Redjie D. Arcadio , Gerwine J. Medio , Ramelito C. Almendras , Alan A. Bendanillo , Jan Rey G. Fabillar
Educ Res, 2023, 1 (1), 23-29, DOI: https://doi.org/10.5281/zenodo.8241756, ISSN 3062-0201
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Abstract

This qualitative research examined the underlying motives and influencing variables that shaped young individuals' adoption of electronic money (e-money) technology. Electronic money, including digital wallets, mobile payment apps, and cryptocurrencies, has become essential to the contemporary financial system. Many vital elements regarding possible impact on economic behavior were examined through in-depth interviews and theme analysis. Participants discussed the convenience and accessibility of electronic currency, which can be used to conduct transactions without needing cash. The accessibility and usability of mobile banking applications contributed to their widespread adoption. People believed online financial transactions were more efficient and effective than conventional payment methods. This meant that financial operations required less time. Participants commended e-money service providers for their security measures, which they believed protected their financial data.

Keywords Technology consumer behavior online shopping digital currency e-money young consumers digital banking
Authors 6
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The team behind this paper

6 authors, 3 institutions.

This paper Campus Director Campus Director 1 author Cebu Technological University Cebu Technological Univ… 2 authors Metro Dumaguete College Metro Dumaguete College 1 author Rujonel F. Cariaga — corresponding author RC Rujonel F. Cariaga ✉ Gerwine J. Medio GM Gerwine J. Medio Redjie D. Arcadio RA Redjie D. Arcadio Ramelito C. Almendras RA Ramelito C. Almendras Alan A. Bendanillo AB Alan A. Bendanillo Jan Rey G. Fabillar JF Jan Rey G. Fabillar

2 of them have not recorded an affiliation.

Readership

1,435 reads over 33 months.

February 2024 October 2026

Related work on SciMatic

Closest of 43 articles sharing keywords with this one. A rarer shared keyword counts for more than a common one.

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This article is token #1825 of SciMatic Articles (ERC-1155): 1,000,000 tokens, minted once, never more. The chain also stores a fingerprint (SHA-256) of the article's record, so anyone can check that it has not been altered.

HolderWalletTokens
SciMatic 0xc35709…277732 100,000 (10%)
Rujonel F. Cariaga 0x7df18A…F8628d 150,000 (15%)
Redjie D. Arcadio 0x86ad52…5098de 150,000 (15%)
Gerwine J. Medio 0x68942A…06A63E 150,000 (15%)
Ramelito C. Almendras 0x2E2B26…aE0742 150,000 (15%)
Alan A. Bendanillo 0x63f2dd…90912b 150,000 (15%)
Jan Rey G. Fabillar 0x00180c…B122AC 150,000 (15%)
Content hash 0xc98814c8949b170a9d1b364f6df99bd87d87cfc35a115fb281014bd9947e8740
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Bibliographic Information

Rujonel F. Cariaga, Redjie D. Arcadio, Gerwine J. Medio, Ramelito C. Almendras, Alan A. Bendanillo, Jan Rey G. Fabillar, (2023). E-money and the Reasons Why Young Consumers Prefer this Technology, Journal of Ongoing Educational Research, 1(1): 23-29
Bibtex Citation
@article{rujonel_f._cariaga2023joer,
author = {Rujonel F. Cariaga and Redjie D. Arcadio and Gerwine J. Medio and Ramelito C. Almendras and Alan A. Bendanillo and Jan Rey G. Fabillar},
title = {E-money and the Reasons Why Young Consumers Prefer this Technology},
journal = {Journal of Ongoing Educational Research},
year = {2023},
volume = {1},
number = {1},
pages = {23-29},
doi = {10.5281/zenodo.8241756},
url = {https://scimatic.org/show_manuscript/1825}
}
APA Citation
Cariaga, R.F., Arcadio, R.D., Medio, G.J., Almendras, R.C., Bendanillo, A.A., Fabillar, J.R.G., (2023). E-money and the Reasons Why Young Consumers Prefer this Technology. Journal of Ongoing Educational Research, 1(1), 23-29. https://doi.org/10.5281/zenodo.8241756

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