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E-money and the Reasons Why Young Consumers Prefer this Technology

Rujonel F. Cariaga, Redjie D. Arcadio, Gerwine J. Medio, Ramelito C. Almendras, Alan A. Bendanillo, Jan Rey G. Fabillar
Journal of Ongoing Educational Research · 2023-08-14 · DOI 10.5281/zenodo.8241756
Token #1825
✓ Verified on SciChain. The record below hashes to exactly the content hash stored on chain for token #1825.
Token#1825 of SciMatic Articles (ERC-1155), fixed supply 1,000,000
Contract0x0E596B4bb924937aA35D9b342A90347ed6F05eF8
Mint transaction0x6818e5d0baba23c8affab4c63c3c384b09a0337760a06a1fbb6784554d98801a · block 12097178
Minted2026-10-01 17:40 UTC
Hash on chain0xc98814c8949b170a9d1b364f6df99bd87d87cfc35a115fb281014bd9947e8740
SHA-256 of the record0xc98814c8949b170a9d1b364f6df99bd87d87cfc35a115fb281014bd9947e8740
Article today Matches the anchored record.

Allocation at minting

HolderWalletMintedHolds now
SciMatic (10%) 0xc35709AB…277732 100,000 100,000
Rujonel F. Cariaga 0x7df18Af4…F8628d 150,000 150,000
Redjie D. Arcadio 0x86ad52c4…5098de 150,000 150,000
Gerwine J. Medio 0x68942A1A…06A63E 150,000 150,000
Ramelito C. Almendras 0x2E2B26da…aE0742 150,000 150,000
Alan A. Bendanillo 0x63f2dd6A…90912b 150,000 150,000
Jan Rey G. Fabillar 0x00180cC5…B122AC 150,000 150,000

The anchored record

Canonical JSON (keys sorted, no spaces, UTF-8). Its SHA-256 is the hash on chain.

{"abstract":"This qualitative research examined the underlying motives and influencing variables that shaped young individuals' adoption of electronic money (e-money) technology. Electronic money, including digital wallets, mobile payment apps, and cryptocurrencies, has become essential to the contemporary financial system. Many vital elements regarding possible impact on economic behavior were examined through in-depth interviews and theme analysis. Participants discussed the convenience and accessibility of electronic currency, which can be used to conduct transactions without needing cash. The accessibility and usability of mobile banking applications contributed to their widespread adoption. People believed online financial transactions were more efficient and effective than conventional payment methods. This meant that financial operations required less time. Participants commended e-money service providers for their security measures, which they believed protected their financial data.","abstract_source":"original","authors":["Rujonel F. Cariaga","Redjie D. Arcadio","Gerwine J. Medio","Ramelito C. Almendras","Alan A. Bendanillo","Jan Rey G. Fabillar"],"date":"2023-08-14","doi":"10.5281/zenodo.8241756","id":1825,"issue":1,"journal":{"issn":"3062-0201","name":"Journal of Ongoing Educational Research"},"pdf_sha256":"962f903c552a5418662dfba86f846e9b837dbcab2e53583445d371e640a23f4d","schema":"scimatic-article/1","title":"E-money and the Reasons Why Young Consumers Prefer this Technology","volume":1}

Check it yourself

1. The record, from the token's own metadata:

printf '%s' "$(curl -s https://scimatic.org/nft/articles/1825.json | jq -r .canonical_record)" | sha256sum

2. The hash stored on chain (contentHash(1825)):

curl -s https://rpc.scimatic.net -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"eth_call","params":[{"to":"0x0E596B4bb924937aA35D9b342A90347ed6F05eF8","data":"0xf3e0c2900000000000000000000000000000000000000000000000000000000000000721"},"latest"]}'

The two must be equal (the second with a 0x in front).