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Certificate of Publication

OFFICIAL RECOGNITION OF SCHOLARLY CONTRIBUTION

This is to certify that the research article entitled:

Exploring Experiences of Customers in Paying Bills in Selected Local Payment Centers

authored by:

Cecille Ramos Sanchez-Bastes, Julio Esmade, Mercedes Esmade, and Luningning DeCastro

has been peer-reviewed and published in:

Psychology and Education: A Multidisciplinary Journal
Volume: 46 Issue: 4 Pages: 415-425
DOI: 10.70838/pemj.460402
Publication Date: September 3, 2025
ISSN: 2822-4353
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