Abstract
The purpose of this study was to determine the financial experiences of pre-service teachers in handling finances. The study used a qualitative design and focused on fourth-year BEED students at Holy Trinity College in General Santos City, Philippines. Ten participants were chosen by random sampling, and data were collected using a semi-structured interview guide. The data were then analyzed thematically. The study emphasized that pre-service teachers experiences in handling their finances are categorized into three major themes: Adjusted Habits, Proper Budgeting, and Part-Time Jobs. Pre-service teachers prepared for the future by prioritizing essentials and changing their habits. Pre-service teachers are generally known for their frugality and good financial management because it means overcoming the need to purchase the things you like, maintaining financial self-discipline can be difficult. Due to a lack of resources, teachers must be more imaginative and innovative in order to provide students with helpful instructional resources and alternative methods for delivering lessons that are effective. According to the recommendations, pre-service teachers have to get guidance and assistance with money management. Additionally, by training future pre-teachers and sharing their own experiences, experienced teachers should help pre-service and future educators.
