Abstract
The objective of this paper is to demonstrate that one of the therapies to achieve
sustainability and organizational change in the context of current challenges in the national
economies is sustainable crediting. The research method is based on a survey of 30
commercial companies from various fields of activity that have or have not implemented, at
the leadership level, the concept of sustainable crediting. The data collecting and processing
approach has resulted in the determination of the main economic-financial indicators for a
period of 5 years, indicators used by banks in relation with the credited organizations.
The main results show that companies that have implemented the sustainable crediting
concept are more able to achieve sustainability in their developed activity, as well as
organizational change with positive effects on their business and on the company as a
whole. The concept of sustainable crediting implies the capitalization of the commercial
companies, the increase of the loan portfolio quality, the achievement of the financial
balance and environmental protection