Financial Challenges and Their Effects on Teachers' Teaching Effectiveness

The study investigated the relationship between financial challenges and teaching effectiveness among Maramag Central Elementary School teachers. Specifically, it sought to address the demographic profile of the teachers in terms of sex, age, and years of service; determine the level of financial challenges of the teachers; determine the level of teaching effectiveness exhibited by the teachers; find out the significant relationship between the level of financial challenges and the level of teaching effectiveness of teachers; and find out the significant difference in the level of financial challenges when grouped according to demographic profiles of sex, age, and years in service. This study utilized a descriptive-quantitative research design. It was conducted in Maramag Central Elementary School. Random sampling was used as a sampling procedure, and 116 teachers from Maramag Central Elementary School were requested to be the study's respondents. The researcher used a questionnaire adopted from Vergara's instrument (2017), which was rated using the 5-point Likert Scale. Descriptive statistics such as weighted mean, standard deviation, frequency count, percentage, and Pearson r were employed to interpret the data. The following findings were noted in this study: Most of the teachers were female, 41–50 years old, and had been in the profession for 11 years or more, indicating a workforce with substantial experience. There was a Moderate Level of financial challenges for the teachers in Maramag 1 District. The teachers were less effective in their teaching when they faced financial challenges. When they need to work additional jobs or hours outside of teaching, it affects their energy levels and availability for students. There was a significant relationship between the level of financial challenges and the level of teaching effectiveness of teachers. These observations underscore the vital connection between financial well-being and teaching quality, indicating the necessity to tackle these difficulties to assist educators in achieving optimal educational outcomes for their pupils. The research findings indicate no substantial disparity in the financial issues teachers encounter across demographic groups, including age, sex, and years of service.