Mathew Johnrued Peniero

Contact: mat******************@gmail.com Unverified

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Publications

Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines

Psychology and Education: A Multidisciplinary Journal 2026 53(10) 1152-1158

Authors: Mira Alonsagay , Val Johnly Torres , Mathew Johnrued Peniero , Kleven Jake Villamor , Gina Halangdon

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