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Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators

Bea Dela Peña; Camille Alferez; Cindy Alvarez; Rea Edzen Bacalso; Reinhardt Kester Barcenas; Natasha Marie Canillo; John Clyde Genon; Laica Mae Langi; Cirilo Adorable; Stella Marie Botanas; Jessalyn Alqueza; Jethru Botanas — Psychology and Education: A Multidisciplinary Journal (2026)

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APA APA 7th

Peña, B. D., Alferez, C., Alvarez, C., Bacalso, R. E., Barcenas, R. K., Canillo, N. M., Genon, J. C., Langi, L. M., Adorable, C., Botanas, S. M., Alqueza, J., & Botanas, J. (2026). Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators. Psychology and Education: A Multidisciplinary Journal, 55(9), 1198-1212. https://doi.org/10.70838/pemj.550908

MLA MLA 9th

Peña, Bea Dela, et al.. "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators." Psychology and Education: A Multidisciplinary Journal, vol. 55, no. 9, 2026, pp. 1198-1212. DOI: 10.70838/pemj.550908.

CHI Chicago

Peña, Bea Dela, Camille Alferez, Cindy Alvarez, Rea Edzen Bacalso, Reinhardt Kester Barcenas, Natasha Marie Canillo, John Clyde Genon, Laica Mae Langi, Cirilo Adorable, Stella Marie Botanas, Jessalyn Alqueza, and Jethru Botanas. "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators." Psychology and Education: A Multidisciplinary Journal 55, no. 9 (2026): 1198-1212. https://doi.org/10.70838/pemj.550908.

HAR Harvard

Peña, B. D., Alferez, C., Alvarez, C., Bacalso, R. E., Barcenas, R. K., Canillo, N. M., Genon, J. C., Langi, L. M., Adorable, C., Botanas, S. M., Alqueza, J. & Botanas, J. (2026) 'Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators', Psychology and Education: A Multidisciplinary Journal, 55(9), pp. 1198-1212. doi: 10.70838/pemj.550908.

IEEE IEEE

B. D. Peña, C. Alferez, C. Alvarez, R. E. Bacalso, R. K. Barcenas, N. M. Canillo, J. C. Genon, L. M. Langi, C. Adorable, S. M. Botanas, J. Alqueza, and J. Botanas, "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators," Psychology and Education: A Multidisciplinary Journal, vol. 55, no. 9, pp. 1198-1212, 2026. doi: 10.70838/pemj.550908.

VAN Vancouver

Peña BD, Alferez C, Alvarez C, Bacalso RE, Barcenas RK, Canillo NM, Genon JC, Langi LM, Adorable C, Botanas SM, Alqueza J, Botanas J. Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators. Psychology and Education: A Multidisciplinary Journal. 2026;55(9):1198-1212. doi: 10.70838/pemj.550908.

BIB BibTeX

@article{bea2026,
  title     = {Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators},
  author    = {Bea Dela Peña and Camille Alferez and Cindy Alvarez and Rea Edzen Bacalso and Reinhardt Kester Barcenas and Natasha Marie Canillo and John Clyde Genon and Laica Mae Langi and Cirilo Adorable and Stella Marie Botanas and Jessalyn Alqueza and Jethru Botanas},
  journal   = {Psychology and Education: A Multidisciplinary Journal},
  volume    = {55},
  number    = {9},
  pages     = {1198-1212},
  year      = {2026},
  doi       = {10.70838/pemj.550908},
}