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Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators

Bea Dela Peña; Camille Alferez; Cindy Alvarez; Rea Edzen Bacalso; Reinhardt Kester Barcenas; Natasha Marie Canillo; John Clyde Genon; Laica Mae Langi; Cirilo Adorable; Stella Marie Botanas; Jessalyn Alqueza; Jethru Botanas — Psychology and Education: A Multidisciplinary Journal (2026)

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APA APA 7th

Dela Peña, B., Alferez, C., Alvarez, C., Bacalso, R. E., Barcenas, R. K., Canillo, N. M., Genon, J. C., Langi, L. M., Adorable, C., Botanas, S. M., Alqueza, J., & Botanas, J. (2026). Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators. Psychology and Education: A Multidisciplinary Journal, 55(9), 1198-1212. https://doi.org/10.70838/pemj.550908

MLA MLA 9th

Dela Peña, Bea, et al. "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators." Psychology and Education: A Multidisciplinary Journal, vol. 55, no. 9, 2026, pp. 1198-1212. DOI: 10.70838/pemj.550908.

CHI Chicago

Dela Peña, Bea, Camille Alferez, Cindy Alvarez, Rea Edzen Bacalso, Reinhardt Kester Barcenas, Natasha Marie Canillo, John Clyde Genon, Laica Mae Langi, Cirilo Adorable, Stella Marie Botanas, Jessalyn Alqueza, and Jethru Botanas. "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators." Psychology and Education: A Multidisciplinary Journal 55, no. 9 (2026): 1198-1212. https://doi.org/10.70838/pemj.550908.

HAR Harvard

Dela Peña, B., Alferez, C., Alvarez, C., Bacalso, R. E., Barcenas, R. K., Canillo, N. M., Genon, J. C., Langi, L. M., Adorable, C., Botanas, S. M., Alqueza, J. & Botanas, J. (2026) 'Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators', Psychology and Education: A Multidisciplinary Journal, 55(9), pp. 1198-1212. doi: 10.70838/pemj.550908.

IEEE IEEE

B. Dela Peña, C. Alferez, C. Alvarez, R. E. Bacalso, R. K. Barcenas, N. M. Canillo, J. C. Genon, L. M. Langi, C. Adorable, S. M. Botanas, J. Alqueza, and J. Botanas, "Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators," Psychology and Education: A Multidisciplinary Journal, vol. 55, no. 9, pp. 1198-1212, 2026. doi: 10.70838/pemj.550908.

VAN Vancouver

Dela Peña B, Alferez C, Alvarez C, Bacalso RE, Barcenas RK, Canillo NM, Genon JC, Langi LM, Adorable C, Botanas SM, Alqueza J, Botanas J. Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators. Psychology and Education: A Multidisciplinary Journal. 2026;55(9):1198-1212. doi: 10.70838/pemj.550908.

BIB BibTeX

@article{delapena2026,
  title     = {Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators},
  author    = {Dela Peña, Bea and Alferez, Camille and Alvarez, Cindy and Bacalso, Rea Edzen and Barcenas, Reinhardt Kester and Canillo, Natasha Marie and Genon, John Clyde and Langi, Laica Mae and Adorable, Cirilo and Botanas, Stella Marie and Alqueza, Jessalyn and Botanas, Jethru},
  journal   = {Psychology and Education: A Multidisciplinary Journal},
  volume    = {55},
  number    = {9},
  pages     = {1198-1212},
  year      = {2026},
  doi       = {10.70838/pemj.550908},
}