@article{mark2026,
title = {Digital Transformation and Accounting Effectiveness: The Roles of Automation, Technology Competencies, and Perceived Opportunities},
author = {Mark Anthony Tenedero},
journal = {Psychology and Education: A Multidisciplinary Journal},
volume = {54},
number = {4},
pages = {517-525},
year = {2026},
doi = {10.70838/pemj.540408},
}