@article{mc2026,
title = {Navigating the Digital Economy: A Study on the Relationship Between Digital Financial Literacy and Electronic Payment Adoption Among Gen X in M’Lang, Cotabato},
author = {Mc Lowee Abrazado and Queen Anne Dalisay and Hernamae Gimena and Kleven Jake Villamor and Gina Halangdon},
journal = {Psychology and Education: A Multidisciplinary Journal},
volume = {53},
number = {6},
pages = {725-737},
year = {2026},
doi = {10.70838/pemj.530607},
}