@article{christian2026,
title = {The Financial–Psychological Nexus in Education Framework: An Algorithmic Mediation Model of Capability, Resilience, and Learning Outcomes},
author = {Christian Anthony Flores},
journal = {Psychology and Education: A Multidisciplinary Journal},
volume = {52},
number = {9},
pages = {1078-1090},
year = {2026},
doi = {10.70838/pemj.520906},
}