Organophosphate flame retardants (OPFRs), one kind of emerging flame retardants, have received prevalent attention owing to their ubiquity in aquatic matrices and their characteristics of being refractory to biodegradation. In current research, the degradation mechanism of tris-(2-chloroisopropyl) phosphate (TCPP), one of OPFRs, and its toxicological evaluation using UV-driven hydroxyl radical oxidation were investigated. A pseudo-first order reaction was fitted with an apparent rate constant (K) of 0.1328 min on transformation of TCPP in the case of CHO 0.1 mM, pH 6.6-7.1 and 4.7 mW cm UV irradiation. High resolution mass spectroscopy analyses identified nine degradation products (eg., CHClOP (m/z 251.0002), CHClOP (m/z 307.0266), CHClOP (m/z 323.0217), CHClOP (m/z 343.0033)) during transformation of TCPP. The removal efficiency dropped by inhibitory effect of natural organic matters and anions, implying that the complete mineralization of TCPP may be difficult in actual water treatment process. The toxicity assessment has shown an decrease in reactive oxygen species (ROS) and apoptosis, membrane potential (MP) elevation of Escherichia coli, and biological molecular function revision (eg., metabolism and DNA biosynthesis), indicating that toxicity of degradation products were conspicuously decreased in comparison with intact TCPP. To sum up, effective detoxification of TCPP can be realized by a UV driving radical-based oxidation, which will provide an alternative safe treatment method to control TCPP in water matrix.