People prone to the effects of river-bank erosion are well aware of the hazard they face, but see it as an unavoidable evil. Communities' lack of success in combating erosion can be attributed to their poverty and to their not knowing about any means to mitigate its effects. Households in safer areas have reduced their dependency on agriculture and developed more scope for non-farm activities, however, this is often difficult given the limited development of local enterprise. The major parameters that influence the adjustment measures after erosion are the education, skills, occupation and financial state of those affected. Those most vulnerable are households very much dependent on agriculture: for them resettlement to distant urban areas is not an option.