the impact of information quality and ergonomics on service quality in the use of automatic teller machines

the impact of information quality and ergonomics on service quality in the use of automatic teller machines

;Elias Jeremy C.;Estember Rene D.
acta botânica brasílica 2018 Vol. 150 pp. 05007-
200
c.2018matecthe

Abstract

The introduction of automatic teller machines (henceforth ATMs) brought dramatic changes in the way people do banking. ATMs have become a daily necessity and they are widely used for their convenience and accessibility. However, there have been several major challenges and issues faced in delivering quality service in ATM banking. Since the use of ATMs involves an exchange of information between a machine and a customer, this study investigated the impact of information quality (i.e., quality of information the machine provides) and ergonomics (i.e., design quality of the machine) to the service quality of ATMs. To this end, the study geared towards providing an improvement framework for the ATM design to improve service quality. A random survey among ATM users in Metro Manila was conducted to gather data with regard to their usage and perceived service quality of ATMs. Through statistical analyses, it was found that ATM usage varied according to age, education and socio-economic status of customers. ATM users were typically young, more literate and have higher economic status. More importantly, it was found that components of information and ergonomic qualities had fair influence to service quality, with just a few components having significant impact.

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ID: 194531
Ref Key: c.2018matecthe
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0x95644003c57E6F55A65596E3D9Eac6813e3566dA
Article ID:
194531
Unique Identifier:
10.1051/matecconf/201815005007
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