Bea Dela Peña

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1 Publications

Publications

Evaluating Transaction Convenience of Cash and Digital Payments in Toledo City: The Role of Risk and Trust as Moderators

Psychology and Education: A Multidisciplinary Journal 2026 55(9) 1198-1212

Authors: Bea Dela Peña , Camille Alferez , Cindy Alvarez , Rea Edzen Bacalso , Reinhardt Kester Barcenas , Natasha Marie Canillo , John Clyde Genon , Laica Mae Langi , Cirilo Adorable , Stella Marie Botanas , Jessalyn Alqueza , Jethru Botanas

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