@article{prof2026,
title = {Evaluating the Determinants of Islamic Fintech Adoption Among Unbanked Micro-Entrepreneurs: An Extended UTAUT Approach in Rural Bangladesh},
author = {Prof. Farhan Zainal Abidin and Dr. Esra Yılmaz},
journal = {SCI Journal of Islamic Finance and Halal Economics},
volume = {1},
number = {1},
pages = {23-28},
year = {2026},
}