@article{prof2026,
title = {Assessing the Sharia Governance-Risk Nexus in Takaful Operators: A Dynamic Panel GMM Approach Across Asean Markets},
author = {Prof. Tariq Al-Mansoor and Dr. Fatima El-Sayed},
journal = {SCI Journal of Islamic Finance and Halal Economics},
volume = {1},
number = {1},
pages = {16-22},
year = {2026},
}