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Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines

Mira Alonsagay; Val Johnly Torres; Mathew Johnrued Peniero; Kleven Jake Villamor; Gina Halangdon — Psychology and Education: A Multidisciplinary Journal (2026)

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APA APA 7th

Alonsagay, M., Torres, V. J., Peniero, M. J., Villamor, K. J., & Halangdon, G. (2026). Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines. Psychology and Education: A Multidisciplinary Journal, 53(10), 1152-1158. https://doi.org/10.70838/pemj.531003

MLA MLA 9th

Alonsagay, Mira, et al.. "Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines." Psychology and Education: A Multidisciplinary Journal, vol. 53, no. 10, 2026, pp. 1152-1158. DOI: 10.70838/pemj.531003.

CHI Chicago

Alonsagay, Mira, Val Johnly Torres, Mathew Johnrued Peniero, Kleven Jake Villamor, and Gina Halangdon. "Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines." Psychology and Education: A Multidisciplinary Journal 53, no. 10 (2026): 1152-1158. https://doi.org/10.70838/pemj.531003.

HAR Harvard

Alonsagay, M., Torres, V. J., Peniero, M. J., Villamor, K. J. & Halangdon, G. (2026) 'Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines', Psychology and Education: A Multidisciplinary Journal, 53(10), pp. 1152-1158. doi: 10.70838/pemj.531003.

IEEE IEEE

M. Alonsagay, V. J. Torres, M. J. Peniero, K. J. Villamor, and G. Halangdon, "Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines," Psychology and Education: A Multidisciplinary Journal, vol. 53, no. 10, pp. 1152-1158, 2026. doi: 10.70838/pemj.531003.

VAN Vancouver

Alonsagay M, Torres VJ, Peniero MJ, Villamor KJ, Halangdon G. Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational Study in Matalam, Cotabato, Philippines. Psychology and Education: A Multidisciplinary Journal. 2026;53(10):1152-1158. doi: 10.70838/pemj.531003.

BIB BibTeX

@article{mira2026,
  title     = {Budgeting Practices and Spending Habits of Generation Z Employees: A Descriptive–Correlational  Study in Matalam, Cotabato, Philippines},
  author    = {Mira Alonsagay and Val Johnly Torres and Mathew Johnrued Peniero and Kleven Jake Villamor and Gina Halangdon},
  journal   = {Psychology and Education: A Multidisciplinary Journal},
  volume    = {53},
  number    = {10},
  pages     = {1152-1158},
  year      = {2026},
  doi       = {10.70838/pemj.531003},
}