@article{sheila2025,
title = {Self-Control, Financial Literacy, and Behavior among Employees in Higher Education Institution},
author = {Sheila Marie Colastre and Edzen Espina and Nenita Prado},
journal = {Psychology and Education: A Multidisciplinary Journal},
volume = {36},
number = {6},
pages = {718-725},
year = {2025},
doi = {10.70838/pemj.360610},
}