@article{wendyrica2024,
title = {Financial Literacy and the Challenges of Junior High Schools in San Mateo, Rizal: Basis for a Propose Personal Financial Management Handbook},
author = {Wendyrica Bañares},
journal = {Psychology and Education: A Multidisciplinary Journal},
volume = {26},
number = {1},
pages = {73-84},
year = {2024},
doi = {10.5281/zenodo.13886564},
}