Research Article

Self-Control, Financial Knowledge, and the Buying Behavior of Senior High School Students

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Psych Educ Multidisc J, 2026, 57 (1), 98-108, DOI: https://doi.org/10.70838/pemj.570109, ISSN 2822-4353
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Abstract

The primary purpose of this study was to examine the influence of self-control and financial knowledge on the buying behavior of senior high school students. There is an affirmation that the influence of self-control and financial knowledge predicts the buying behavior of SHS students. This study was conducted through a quantitative research design, employing the descriptive-correlational method. A simple random sampling was utilized to select the number of samples, and survey questionnaires were used to gather the data. Likewise, mean and standard deviation, Pearson (r), and regression analysis were thes statistical tools utilized to answer the research objectives. Findings revealed that the levels of self-control, financial knowledge, and buying behavior of SHS students were rated very high. Nonetheless, a significant relationship exists between the variables under investigation. However, regression analysis revealed that only self-control has a significant influence on buying behavior, while financial knowledge did not significantly predict how students make their purchasing decisions.
Keywords self-control financial knowledge Senior High School Students Davao City buying behavior
Authors 2

The team behind this paper

2 authors, 1 institution.

This paper St. John Paul II College of Davao — Philippines St. John Paul II Colleg… 2 authors Michael Angelo Clarin — corresponding author MC Michael Angelo Clarin ✉ Vibie Capio VC Vibie Capio

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This article is token #7957 of SciMatic Articles (ERC-1155): 1,000,000 tokens, minted once, never more. The chain also stores a fingerprint (SHA-256) of the article's record, so anyone can check that it has not been altered.

HolderWalletTokens
SciMatic 0xc35709…277732 100,000 (10%)
Michael Angelo Clarin 0x7C5681…098f31 450,000 (45%)
Vibie Capio 0xEb8442…caf280 450,000 (45%)
Content hash 0x0ee6eb68c9ef924c502142d687b15fd7092781a2f1b0080e29a8ef5ac26000ef

Bibliographic Information

Michael Angelo Clarin, Vibie Capio, (2026). Self-Control, Financial Knowledge, and the Buying Behavior of Senior High School Students, Psychology and Education: A Multidisciplinary Journal, 57(1): 98-108
Bibtex Citation
@article{michael_angelo_clarin2026pemj,
author = {Michael Angelo Clarin and Vibie Capio},
title = {Self-Control, Financial Knowledge, and the Buying Behavior of Senior High School Students},
journal = {Psychology and Education: A Multidisciplinary Journal},
year = {2026},
volume = {57},
number = {1},
pages = {98-108},
doi = {10.70838/pemj.570109},
url = {https://scimatic.org/index.php/show_manuscript/7957}
}
APA Citation
Clarin, M.A., Capio, V., (2026). Self-Control, Financial Knowledge, and the Buying Behavior of Senior High School Students. Psychology and Education: A Multidisciplinary Journal, 57(1), 98-108. https://doi.org/10.70838/pemj.570109

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