CREDIT ACTIVITIES OF COOPERATIVE BANKS IN POLAND

CREDIT ACTIVITIES OF COOPERATIVE BANKS IN POLAND

Bieniasz, Anna;Krysztofiak, Paweł;
journal of agribusiness and rural development 2017 Vol. 1 pp. 35–44-
241
bieniasz2017creditjournal

Abstract

The aim of the study was to analyze the lending activities of cooperative banks in Poland in the years 2010– 2014, in a size of banks. Elaboration is a review, based on the data of the Polish Financial Supervision Authority. Research indicates that the value of own funds of the cooperative banks was reflected in both the volume of lending, and in the structure of loans. Banks with capital of 5 million euro loans for primarily farmers, individuals, and individual entrepreneurs. In turn, the banks with capital of more than 5 million euro were most involved in the financing of small and medium enterprises and individual farmers. Regardless of the size of banks, the most important in lending loans were investment and operating

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