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Students’ Awareness, Attitude, and Experience on Scholarship Refund in Higher Education Institution

Cherry May Sacal, Cristine Geroy, Nenita Prado
Psychology and Education: A Multidisciplinary Journal · 2025-05-07 · DOI 10.70838/pemj.360903
Token #5108
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Token#5108 of SciMatic Articles (ERC-1155), fixed supply 1,000,000
Contract0x0E596B4bb924937aA35D9b342A90347ed6F05eF8
Mint transaction0x45d1381d5fa98b2a34a6637e58f7b17379e4247d0685b3fd9ed84f03b3a005f9 · block 12105002
Minted2026-10-02 04:32 UTC
Hash on chain0x94f072348a51b9f915a4f1322e7fc28517ae2395895d6a0edbeb3de294b6d143
SHA-256 of the record0x94f072348a51b9f915a4f1322e7fc28517ae2395895d6a0edbeb3de294b6d143
Article today Matches the anchored record.

Allocation at minting

HolderWalletMintedHolds now
SciMatic (10%) 0xc35709AB…277732 100,000 100,000
Cherry May Sacal 0x45f543f8…6B4435 300,000 300,000
Cristine Geroy 0x37eA16d5…5BcA5D 300,000 300,000
Nenita Prado 0xd202854D…147490 300,000 300,000

The anchored record

Canonical JSON (keys sorted, no spaces, UTF-8). Its SHA-256 is the hash on chain.

{"abstract":"This study investigated the influence of students' awareness, attitude, and experience regarding scholarship refunds at Liceo de Cagayan University. Specifically, it examined students' awareness of the refund process, refund conditions, and communication, as well as their attitudes toward trust in the refund process, appreciation for financial support, and flexibility. Additionally, the study determined students' overall experiences in claiming refunds, focusing on the challenges they encountered and their perceptions of the process. A descriptive-correlational and causal research design was employed, utilizing the Raosoft calculator to select 175 CHED scholarship recipients from a total population of 318 scholars. Data were gathered through a structured survey questionnaire and analyzed using descriptive statistics, Pearson correlation, and multiple regression analysis. Findings indicated that while students demonstrated a high level of awareness regarding refund policies and procedures, gaps in documentation clarity and communication effectiveness persisted. Pearson correlation analysis revealed a significant positive relationship between students' awareness, attitudes, and experiences with scholarship refunds. Furthermore, multiple regression analysis identified awareness of the refund process and trust in the refund system as the strongest predictors of students' overall experiences. Delays in disbursement, unclear policies, and procedural complexities contribute to student frustrations, impacting their confidence in the system. The study underscores the need for improved transparency, streamlined processes, and enhanced communication strategies to ensure a more efficient and student-friendly refund experience. These findings provided valuable recommendations for higher education institutions, administrators, and policymakers in optimizing financial aid systems to support student beneficiaries better and improve the overall scholarship refund process.","abstract_source":"original","authors":["Cherry May Sacal","Cristine Geroy","Nenita Prado"],"date":"2025-05-07","doi":"10.70838/pemj.360903","id":5108,"issue":9,"journal":{"issn":"2822-4353","name":"Psychology and Education: A Multidisciplinary Journal"},"pdf_sha256":"fe220badf29cdced67c9c56fdebe499141750b6639a566820a2ec592cc7c762a","schema":"scimatic-article/1","title":"Students’ Awareness, Attitude, and Experience on Scholarship Refund in Higher Education Institution","volume":36}

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2. The hash stored on chain (contentHash(5108)):

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  -d '{"jsonrpc":"2.0","id":1,"method":"eth_call","params":[{"to":"0x0E596B4bb924937aA35D9b342A90347ed6F05eF8","data":"0xf3e0c29000000000000000000000000000000000000000000000000000000000000013f4"},"latest"]}'

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