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Bridging the Knowledge Gap: Understanding the Role of Financial Literacy Practices on the Business Performance of MSMEs

Janine Pinca, Froilan Labausa, Nancy Cruda
Psychology and Education: A Multidisciplinary Journal · 2023-05-30 · DOI 10.5281/zenodo.7985102
Token #1346
✓ Verified on SciChain. The record below hashes to exactly the content hash stored on chain for token #1346.
Token#1346 of SciMatic Articles (ERC-1155), fixed supply 1,000,000
Contract0x0E596B4bb924937aA35D9b342A90347ed6F05eF8
Mint transaction0x0b05ec6aabb9a76587bb95c6182f3b7458e5a400778dca8be861b5177596503d · block 12097025
Minted2026-10-01 17:28 UTC
Hash on chain0x1fc20f2e46a8df3e739c36cc0630fd6e2cc769a5bd42f8a995a7c3206c5785e7
SHA-256 of the record0x1fc20f2e46a8df3e739c36cc0630fd6e2cc769a5bd42f8a995a7c3206c5785e7
Article today Matches the anchored record.

Allocation at minting

HolderWalletMintedHolds now
SciMatic (10%) 0xc35709AB…277732 100,000 100,000
Janine Pinca 0x7fdd15c3…0a5CF2 300,000 300,000
Froilan Labausa 0xbDB35423…dE911D 300,000 300,000
Nancy Cruda 0x153D6B1B…e1d745 300,000 300,000

The anchored record

Canonical JSON (keys sorted, no spaces, UTF-8). Its SHA-256 is the hash on chain.

{"abstract":"Financial literacy has been recognized as a crucial factor in the success of micro, small, and medium-sized enterprises (MSMEs). Therefore, this study aims to investigate the impact of financial literacy practices on the business performance of MSMEs. Specifically, it aims to identify the financial literacy practices that are most effective in improving the financial management skills of MSME owners and their impact on the growth and sustainability of their businesses. This study applies descriptive quantitative research design with convenient selection of participants. The primary gathering tool was a modified survey questionnaire. The data gathered from the survey questionnaire was analyzed and interpreted using interval data measurement on a Five-point Likert scale. The study is significant as it provides insights into the factors that contribute to the success of MSMEs and highlights the importance of financial literacy in promoting entrepreneurship and economic development. The findings of this research will be of value to policymakers, business owners, and other stakeholders in the MSME sector, as they seek to promote the growth and sustainability of small businesses. It came to light that digital marketing strategies significantly affects customers’ brand awareness to a great extent with a Pearson r correlation coefficient value of 0.920 interpreted as ‘Very Strong Correlation.’","abstract_source":"original","authors":["Janine Pinca","Froilan Labausa","Nancy Cruda"],"date":"2023-05-30","doi":"10.5281/zenodo.7985102","id":1346,"issue":3,"journal":{"issn":"2822-4353","name":"Psychology and Education: A Multidisciplinary Journal"},"pdf_sha256":"0f71ac3d964efbbd841cd93fe983f153a362674efe28fbe94d7711636a6aa605","schema":"scimatic-article/1","title":"Bridging the Knowledge Gap: Understanding the Role of Financial Literacy Practices on the Business Performance of MSMEs","volume":9}

Check it yourself

1. The record, from the token's own metadata:

printf '%s' "$(curl -s https://scimatic.org/nft/articles/1346.json | jq -r .canonical_record)" | sha256sum

2. The hash stored on chain (contentHash(1346)):

curl -s https://rpc.scimatic.net -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"eth_call","params":[{"to":"0x0E596B4bb924937aA35D9b342A90347ed6F05eF8","data":"0xf3e0c2900000000000000000000000000000000000000000000000000000000000000542"},"latest"]}'

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