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The Rise and Development in Financial Technology in Business Operation in Antipolo Rizal

Angel Lawrence Desiderio, Melchor Espiritu
Psychology and Education: A Multidisciplinary Journal · 2024-11-05 · DOI 10.5281/zenodo.14037384
Token #3908
✓ Verified on SciChain. The record below hashes to exactly the content hash stored on chain for token #3908.
Token#3908 of SciMatic Articles (ERC-1155), fixed supply 1,000,000
Contract0x0E596B4bb924937aA35D9b342A90347ed6F05eF8
Mint transaction0x7d8e604a4a64f11d9bb2b1ba56f2912bf5b2c89aad75b60783656788f396360f · block 12102038
Minted2026-10-02 00:25 UTC
Hash on chain0x2e08b3b6e7edc16262f662b447a30aea96913f432152f0e5dd567088d027be06
SHA-256 of the record0x2e08b3b6e7edc16262f662b447a30aea96913f432152f0e5dd567088d027be06
Article today Matches the anchored record.

Allocation at minting

HolderWalletMintedHolds now
SciMatic (10%) 0xc35709AB…277732 100,000 100,000
Angel Lawrence Desiderio 0x8Fe93375…52237F 450,000 450,000
Melchor Espiritu 0x9155D378…8f3853 450,000 450,000

The anchored record

Canonical JSON (keys sorted, no spaces, UTF-8). Its SHA-256 is the hash on chain.

{"abstract":"This study aimed to assess the rise and development of financial technology (FinTech) in business operations within Antipolo, Rizal. Using a descriptive cross-sectional research design, data were collected through a well-validated questionnaire from owners, managers, and employees across various businesses in the region. The findings reveal a predominantly younger, male-dominated respondent profile with a high representation of regular employees and those in entry-level positions. The study identified several key trends in financial technology: notable advancements include the democratization of banking, effective use of APIs, and innovative customer engagement strategies through gamification. Conversely, the study highlighted areas where technological impact is perceived as less significant, such as the integration of virtual banking and certain aspects of asset management. The analysis of challenges faced in adopting FinTech underscores significant concerns such as manipulation of funds transfer and cybersecurity threats, which were frequently encountered by respondents. Other challenges include potential system failures and fraudulent activities related to electronic payments. Despite these issues, advancements in FinTech are contributing positively to business operations, with a marked emphasis on improved customer experiences and streamlined financial services. This dual focus on both the benefits and challenges of financial technology provides a comprehensive understanding of its current impact and areas needing further attention.","abstract_source":"original","authors":["Angel Lawrence Desiderio","Melchor Espiritu"],"date":"2024-11-05","doi":"10.5281/zenodo.14037384","id":3908,"issue":6,"journal":{"issn":"2822-4353","name":"Psychology and Education: A Multidisciplinary Journal"},"pdf_sha256":"b42c8a9381d003fe1c82f63c816f66a17bf221ba012472ddb421d5d91523ff71","schema":"scimatic-article/1","title":"The Rise and Development in Financial Technology in Business Operation in Antipolo Rizal","volume":27}

Check it yourself

1. The record, from the token's own metadata:

printf '%s' "$(curl -s https://scimatic.org/nft/articles/3908.json | jq -r .canonical_record)" | sha256sum

2. The hash stored on chain (contentHash(3908)):

curl -s https://rpc.scimatic.net -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"eth_call","params":[{"to":"0x0E596B4bb924937aA35D9b342A90347ed6F05eF8","data":"0xf3e0c2900000000000000000000000000000000000000000000000000000000000000f44"},"latest"]}'

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