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The Moderating Effect of Attitude Toward Technology on the Relationship Between Digital Literacy and Electronic Resources Utilization in Higher Education

Ma. Liberty Cadungog, Kirt Anthony Diaz
Psychology and Education: A Multidisciplinary Journal · 2026-09-25 · DOI 10.70838/PEMJ.630203
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Token#10841 of SciMatic Articles (ERC-1155), fixed supply 1,000,000
Contract0x0E596B4bb924937aA35D9b342A90347ed6F05eF8
Mint transaction0xdbe186a9ac1d0c7f763ecf66f3a29e5174aafae85907fefcc973c2968e9e6d71 · block 12113281
Minted2026-10-02 16:02 UTC
Hash on chain0xf29573fed08e146d61f87356722ff18d43d3a82e56f4b8db6612da6c8dd02ea9
SHA-256 of the record0xf29573fed08e146d61f87356722ff18d43d3a82e56f4b8db6612da6c8dd02ea9
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Allocation at minting

HolderWalletMintedHolds now
SciMatic (10%) 0xc35709AB…277732 100,000 100,000
Ma. Liberty Cadungog 0x164AD60c…48f172 450,000 450,000
Kirt Anthony Diaz 0x1A5BA889…511BDF 450,000 450,000

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{"abstract":"This study examined the moderating effect of attitude toward technology on the relationship between digital literacy and electronic resources utilization among higher education students in Davao City. Guided by Bandura’s Social Cognitive Theory and the Technology Acceptance Model, the study employed a quantitative descriptive-regression design with moderation analysis. Data were collected from 300 undergraduate students across four higher education institutions using a validated self-constructed questionnaire covering digital literacy, electronic resources utilization, and attitude toward technology. Descriptive statistics, Pearson correlation, and moderation regression were used. Findings showed that students demonstrated a very high level of digital literacy (M = 4.33), with collaboration obtaining the highest score (M = 4.39), followed by communication (M = 4.37) and critical thinking (M = 4.24). Electronic resources utilization was high (M = 3.96), with multimedia resources most frequently utilized (M = 4.37), while Open Educational Resources had the lowest utilization (M = 3.78). Students also reported a very high attitude toward technology (M = 4.33), particularly perceived usefulness (M = 4.55). Digital literacy was significantly and moderately related to electronic resources utilization (r = .568, p < .001). However, attitude toward technology did not significantly moderate this relationship (B = .0453, p = .5758). The findings indicate that digital literacy is consistently associated with electronic resource utilization, whereas the uniformly positive technology attitudes of respondents may have limited detection of interaction effects. The study highlights the need for sustained digital literacy training, user education, and institutional strategies to promote use of electronic resources, particularly OERs.","abstract_source":"original","authors":["Ma. Liberty Cadungog","Kirt Anthony Diaz"],"date":"2026-09-25","doi":"10.70838/PEMJ.630203","id":10841,"issue":2,"journal":{"issn":"2822-4353","name":"Psychology and Education: A Multidisciplinary Journal"},"pdf_sha256":"84f3d0133d3b19d969cc11f1ac23aeb5208c0f8211158f8fddfb0e77c4e9e152","schema":"scimatic-article/1","title":"The Moderating Effect of Attitude Toward Technology on the Relationship Between Digital Literacy and Electronic Resources Utilization in Higher Education","volume":63}

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